Author Archives: Joseph Annotti

Joseph Annotti

Thoughts on Christmas 2012...
in President's Blog

Thoughts on Christmas 2012…

Christmas – the holiday season – is a moody time. Experts attribute this to the ever-shrinking amount of daylight as we approach the winter solstice (the “winter blues”); the tension surrounding gatherings of extended family...

December 18, 2012
Give the Gift of Separation – from the Herd
in President's Blog

Give the Gift of Separation – from the Herd

We talk frequently about the “fraternal difference” – the characteristics that separate our unique business model from other financial institutions and charitable organizations. Traits like:

  • We’re there to deliver long-term, lifetime values to members; not quarterly...

December 12, 2012
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