AAM – Insurance Investment Management
30 N LaSalle Street, Suite 3500
Chicago, IL 60602
Colin T. Dowdall, CFA
Director of Marketing and Business Development
AAM manages approximately $16 billion in assets exclusively for insurance companies. Services include investment grade and high yield portfolio management as well as focused management of specialized asset classes. AAM’s expertise in insurance company operations, lines of insurance, products, liabilities, statutory and regulatory requirements, and insurance company accounting issues provides ongoing support in key areas, including investment accounting, cash flow testing, SRQ preparation, annuity pricing, and dynamic ALM. Each client relationship is customized based on the investment strategy that meets the client’s needs and that enhances both the portfolio performance and the bottom line results.
Advantus Capital Management, Inc.
400 Robert Street North
St. Paul, MN 55101
Ms. Julie Gerend
Senior VP, Institutional Accounts & Insurance Advisory
Advantus Capital Management builds long-term partnerships with our insurance clients. We tailor portfolios by applying years of practical insurance and investment expertise to the unique challenges clients face. Our investment process is founded on values similar to those of a fraternal organization – discipline, diligence and risk management – because we are committed to the long run. In addition, we have maintained a tradition of community support through philanthropy and volunteerism. Advantus is affiliated with Securian Financial Group, a longstanding life insurer. With our insurance roots, we can provide deep, seasoned insurance asset management and product expertise. Given our client focus, community commitment and insurance expertise, we believe Advantus is an ideal business partner for fraternal organizations. For more information, please visit our website at www.advantuscapital.com or contact Julie Gerend, Senior Vice President, Business Development & Client Service, at Julie.Gerend@AdvantusCapital.com or (651) 665-3845.
Allen Bailey & Associates, Inc.
8310-1 Capital of Texas Hwy North, Ste 370
Austin, TX 78731
Mr. Kirk Gravely
Executive Vice President
Since 1987, the actuarial consulting firm of Allen Bailey & Associates, Inc. has specialized in helping fraternals enhance their product portfolios to attract new members. We also assist our clients with financial reporting, strategic alternatives, compliance, experience analysis, illustration software, etc. We pride ourselves on providing timely value-added services. Contact Allen Bailey (firstname.lastname@example.org), Kirk Gravely (email@example.com) or Tom Pyle (firstname.lastname@example.org) for more information.
American Para Professional Systems, Inc. (APPS)
One Jericho Plaza
Jericho, NY 11753
Mr. Craig Vaughan
APPS celebrates 40 years of success as the paramedical industry leader in service and technology. As the first provider to develop a field-based data collected exam process, APPS is pleased to offer carrier customers a product and process that ultimately results in faster policy issue and improved placement, while reducing policy acquisition cost. APPS deployed Smart Paramed – the original laptop exam process –six years ago, and is still the only paramedical provider fully deployed nationwide with some of the industry’s largest carriers.
2650 McCormick Drive
Clearwater, FL 33759
Mr. Joe Pelletier
Director of Product Development
Founded in 1971, Clearwater, Florida-based AmeriLife (www.AmeriLife.com) is the nation’s premier annuity, life and health insurance marketing group, and specializes in providing products for the senior market. Representing more than 30 national insurance carriers, AmeriLife has 16 individual marketing organizations, 35 Career Agency branch locations and works with hundreds of thousands of independent insurance agents across the country.
5900 O Street
Lincoln, NE 68510
Mr. Arnold Henkel
Senior Vice President Strategic Services
Ameritas enters into strategic alliances with other insurance organizations in specialized circumstances through two lines of business unique to Ameritas. We have a disability income product that pays a lump sum benefit approximately 35 days after a disability. Ameritas is the only insurance company in the industry with this product and it provides a distinct and much-needed benefit to middle America – fraternals core demographic. This coverage provides a great stop gap for someone who becomes disabled and needs some cash to pay bills, short term debt, and other expenses.
The second is a Carve Out Ten Year Term product for key employees and owners of small to mid-sized companies who wish to provide a specialized Life insurance benefit to key employees with no underwriting. These are individual, portable contracts, not group contract, yet with no underwriting on the group.
In addition, in some limited circumstances, Ameritas provides traditional long term disability income insurance for other insurance carriers who cannot provide this product.
AQS Asset Management, LLC
5806 Mesa Boulevard, Suite 220
Austin, TX 78731
Mr. Larry White
AQS Asset Management is an SEC registered investment advisor exclusively serving insurance companies. More than just a portfolio manager, AQS assumes an active role in the financial performance of our client.
Performance – Experience – Results
Vested in your success
PO Box 979
Brainerd, MN 56401
Mr. Kevin Boyles
Director of Sales
As the nation’s leading provider of retirement plan expertise, Ascensus delivers a full range of comprehensive solutions for organizations seeking to achieve and maintain operational compliance and market share in the IRA, HSA, ESA, and retirement plan industry.
At Ascensus, you will find a forward-thinking company with more than 35 years of industry experience and a passion for providing comprehensive solutions and hands-on client service. Our compliance experts and thought leaders are at the forefront in responding to regulatory changes, anticipating client and consumer needs, and developing innovative solutions.
Ascensus’ mission is to provide tailored solutions that not only compliment your business, but produce industry-leading results. From everyday basics to the most challenging issues your organization may be facing today, our solutions increase efficiencies, lower expenses, and improve the quality of your business.
11921 85th Place North
Maple Grove, MN 55369
Mr. Bud Schaitberger
askFamily Wellness, an industry leader since 1989, can bring some of the timeliest benefits to your society members. Joe Annotti asked in a blog, “So what is your society doing to become a Wellness Club?” askFamily Wellness is currently providing these benefits to millions of members through a wide variety of sponsors, including: EAPs, fraternal societies, unions and discount membership programs throughout the US and Canada.
- Consider a total member Wellness Benefit that will:
- Increase value and improve retention and satisfaction
- Provide practical solutions to members’ financial, health and legal needs
- Complement other insurance and financial service products
- Provide distribution sources with a “value-added” selling point
- Affordable…preferred American Fraternal Alliance pricing
- Support your fraternal’s mission/purpose
As an independent business, askFamily Wellness has no affiliation with any company that sells or manages financial, insurance or investment products. Contact us to improve members’ benefits and grow your society.
Athene Life Re Ltd.
Chesney House, 1st Floor
96 Pitt’s Bay Road
Pembroke, HM 08
Mr. Stelian Dragan
Vice President Marketing
Athene Life Re Ltd., a subsidiary of Athene Holding Ltd., is a Bermuda-based reinsurance company focused on the growing retirement services market. Athene Life Re’s core business is fixed annuity reinsurance, partnering with primary life and annuity insurance companies to find solutions to their corporate needs, enhancing their presence in the retirement market and improving their financial results. Athene Life Re offers quota share reinsurance of future premiums (flow transactions) and reinsures closed blocks of existing business (block transactions). Athene Life Re’s philosophy is to become a long-term partner with a stated goal of being Best in Class.
The Berwyn Group
23215 Commerce Park Drive, Suite 215
Beachwood, OH 44122-5843
Mr. Felix Federowicz
The Berwyn Group assists insurance companies that have a regulatory obligation or financial interest in knowing the mortality or current addresses of their policyholders, annuitants, or beneficiaries. Our software system utilizes official government lists of deaths to help identify whether or not, and when, insurance company policyholders, annuitants, or beneficiaries have died, even if you don’t have a social security number. Our secure servers guarantee total privacy and security while transferring information between an insurance company’s computer and The Berwyn Group.
We pride ourselves on being considered the most secure, easiest, and most responsive company to do business with in our industry. We Are SOC 2 Compliant—Information Security Is our Priority.
Bruce and Bruce Company
916 Sherwood Drive
Lake Bluff, IL 60044
Bruce & DePersis
1910 Cochran Road
Manor Oak Two, Suite 980
Pittsburgh, PA 15220
Mr. Edward U. DePersis
Chief Accounting/Marketing Services
Actuarial consulting firm serving fraternal benefit societies for more than sixty years. Providing product development, valuation (including asset adequacy analysis), sales illustration certification, financial services and pension services. Consulting actuaries to almost two dozen fraternal benefit societies. Client asset size: $1,000,000 to almost $900,000,000. B & B clients: 9 of the 30 largest fraternals based on assets; 14 of the 30 largest fraternals based on asset growth. Our guidance has benefited the growth and success of our clients.
BTC Capital Management
221 Third Avenue SE, Suite 150
Cedar Rapids, IA 52401
Mr. Brian Rolland
Vice President & Institutional Sales Consultant
BTC Capital Management possesses strong expertise, knowledge, sophisticated technical skills and proven experience in providing customized investment services for insurance companies and fraternal benefit societies. BTC Capital Management utilizes a highly disciplined, fundamentally based risk-aware approach in managing all of our insurance client portfolios. Our investment approach incorporates liability-appropriate, risk-aware portfolio construction and management.
CalSurance Associates, A Division of Brown & Brown Program Insurance Services, Inc.
1500 Washington Street, #11A
Hoboken, NJ 07030
Ms. Michele Gerace
CalSurance is proud to be the endorsed broker for the American Fraternal Alliance member insurance programs, including Agents’ E&O, D&O, Employment Practices, Fiduciary, Outside Directorship and Professional Liability. We take pride in offering our clients the depth and power of our insurance knowledge as a recognized industry leader while still providing the personal touch of a smaller organization.
Cookson Walker LLP
200 University Avenue, 14th Floor
Toronto, ON M5H 3C6
Mr. H. Steven Frye, CA, CBV
Since 1987, Cookson Walker LLP has been providing a variety of services to the insurance industry and most recently fraternal insurance organizations. These services include audit, accounting, tax, operations consulting, legislation support and valuation, and seminars and training.
45 Church Street, Suite 201
Stamford, CT 06906
Mr. Allan P. Ferrone, FSA, MAAA
CPS is an independent company with over 40 years of client service to fraternal benefit societies. We offer a wide range of computer and actuarial services, including the following: actuarial valuations; annual and quarterly statement preparation; Windows-based policy administration software; NAIC compliant illustration software; Web site hosting, instant messaging and e-mail; design, installation and maintenance of local and wide area networks; hardware and software installation and upgrades.
Cutting Edge Risk Management
312 Greentrails Drive South
Chesterfield, MO 63014
Mr. Rick Hemphill
Data protection, privacy and identity theft prevention are areas that most small businesses and individuals ignore, either because they don’t understand the risk, its likelihood of occurring, or there doesn’t seem to be any cost-effective solutions available for small to medium businesses. This is where Cutting Edge Risk Management comes in. Our legal products and identity theft services are intended to be out-of-the-box, comprehensive solutions to help businesses meet these challenging new risks in a cost-effective, non-disruptive manner, making these areas easy to understand and respond to.
777 Research Drive
Lincoln, NE 68521
Ms. Juniper Retter
Dell Insurance Services is a trusted provider of end-to-end business process and application solutions to the insurance industry. We provide administration services for nearly three million life, annuity, and specialty health policies for 30 insurers of all sizes. Our insurance expertise, proven platform and global delivery footprint help insurers retire legacy systems, accelerate product implementations, and focus on their core business and growth. We also provide unclaimed property services and deliver a wide variety of application services including social media, business intelligence, legacy modernization and mobility solutions.
Ed Carroll & Associates
125 Dogwood Pass
Woodworth, LA 71485
Mr. Edward Carroll
Ed Carroll & Associates has provided a number of services for fraternal organizations involved in the marketing of life insurance, annuities and Medicare Supplements since 1998. Among these services are assistance in the development of strategic business and marketing strategies, outsourcing services and coinsurance for societies in need of reducing their operations cost and supplementing their surplus, due diligence assistance, and helping societies partner with independent marketing organizations for the purpose of marketing Medicare Supplements and other life and annuity products. In addition, the firm will assist in merger transitions as well as policy acquisition and purchase.
Everest Funeral Package, LLC
1300 Post Oak Blvd, Suite 1210
Houston, TX 77056
Mr. Mark Duffey
Everest, The First Nationwide Funeral Planning and Concierge Service is headquartered in Houston, Texas, serving more than 5 million clients in the U.S. and Canada. Everest’s sole purpose is to provide clients and their families with the information needed to make informed decisions about all funeral-related issues and, within the client’s budget, implement those wishes with a funeral home of their choice. Everest is an independent consumer advocate providing personalized services related to one of life’s most expensive purchases. Everest is not a funeral home, does not sell funeral goods or services, nor receive any commissions from funeral homes.
Our funeral advisory services can be used at any funeral home across North America and our professional advisors are on call 24 hours a day to help our clients make the most informed decisions about all funeral-related issues. The service is available as an enhanced benefit through group life carriers and is also offered as a member benefit for fraternal and affinity groups.
EXL Life PRO
201 W. 103rd Street, Suite 420
Indianapolis, IN 46290
(317) 844-7750, Ext. 3675
Mr. Rick Briggs, CLU, ChFC, REBC, PMP
Senior Vice President
EXL LifePRO® is the premier policy administration solution for fraternal benefit organizations. LifePRO® supports life, health and annuities on a single platform, and streamlines policy administration through features such as flexible product rules engine, real-time customer service and extensive agent compensation support. Communication with other applications is enhanced via the use of Microsoft SQL server as the operational data base. LifePRO® provided end-to-end servicing, including system integration, testing support, web development and hosting of LifePRO® using EXL’s private cloud.
FI Capital LTD
Suite 202B, 470 Weber Street North
Waterloo, ON N2L 6J2
Mr. Terry Bodnar
President and CEO
FI Capital is the wholly-owned investment management subsidiary of FaithLife Financial, a Canadian member of the Alliance. As the subsidiary of a not-for-profit, we have been able to “rebate” nearly 20% of our fees to our fraternals. This has resulted in higher investment returns to our Canadian fraternals.
Griffith, Balland & Company
100 First Avenue NE, Suite 117
Cedar Rapids, IA 52401
Mr. Bradley Simanek
Established in 1916, Griffith, Ballard & Company (GBC) is the oldest, continuously run life insurance actuarial consulting firm in the United States, specializing in management consulting and financial reporting for life insurance companies and fraternal benefit societies. A full-service actuarial solutions provider, GBC’s services include product development, financial statement assembly, asset adequacy/cash flow testing, actuarial appraisals, and operating results reporting/forecasting. Through its relationship with wholly-owned subsidiary Network Microdesigns Corporation, the firm also offers life and annuity sales and inforce illustration systems, as well as electronic application services. Together, our companies are strategically positioned to meet the varied needs of the life insurance and annuity provider marketplace via one integrated business-to-business relationship. Please visit our website, www.lifebase.com for regularly published articles and updates on topics important to the fraternal industry or contact us directly at email@example.com or firstname.lastname@example.org.
Guggenheim Life & Annuity Company
401 Pennsylvania Parkway, Suite 300
Indianapolis, IN 46280
Mr. Peter Wilson
Senior Vice President-Reinsurance
Guggenheim Life & Annuity Company serves individuals and institutional clients by providing a full range of services including insurance coverage, reinsurance, asset management, and capital sourcing. We deliver superior client service, objective advice, and customized solutions demonstrating an advanced appreciation for risk management. This is fostered by a business model that rewards talent, innovative ideas and, most importantly, success. We offer solutions tailored to your needs through reinsurance, management, investment expertise, and prudent counsel. The goal of Guggenheim Life and Annuity Company is to treat its clients as partners. Your success is our success.
Heidorn Consulting, Inc.
O’Hare Aerospace Center
4825 N. Scott Street, Ste. 116
Schiller Park, IL 60176-1209
Mr. Howard W. Heidorn, Jr., FCA, MAAA, ASA
Heidorn Consulting offers life/annuity actuarial consulting services and customized PC applications including IluStar™ and AdMIN ™ (PC-based home office administration) software products. In addition to providing Illustration Actuary and Valuation Actuary services, we provide product development, filing and CFT services, and we have assisted in numerous computer systems conversions. For many of our clients we are their ‘in house actuarial department,’ responding to day-to-day questions, assisting in valuations, etc. We also have amicable relationships with other actuarial firms that provide more specialized actuarial services. Our fees are reasonable and can be structured on a retainer basis or a fee-for-service basis.
10 Four Seasons Place, Suite 500
Etobicoke, ON M9B 6H7
Mr. Jay Stevens
Vice President, Sales and Marketing
illustrate inc is a privately held company with significant expertise in illustration and point-of-sales systems used in the insurance and financial services sectors throughout North America. illustrate inc has grown steadily over the past 20 years as a result of its hard focus on addressing industry need for efficiency, effectiveness and speed to market. With the latest release of its OPUS platform featuring True Engine Architecture, illustrate inc continues to be the industry leader in developing state of the art solutions to meet the demanding technology challenges of today and tomorrow. Our 2012 release of the OPUS SaaS solution will be the industry’s first cost-effective software-as-a-service solution to meet the needs of fraternal organizations in both the US and Canada.
Inter-Company Marketing Group (ICMG)
44335 Premier Plaza, Suite 125
Ashburn, VA 20147
Ms. Audrey Wittenburg
The Inter-Company Marketing Group provides a networking and educational forum for member insurance and financial services organizations to develop strategic alliances and business relationships.
International Cooperative and Mutual Insurance Federation (ICMIF) – UK
Denzell House, Dunham Road
PO Box 21
Bowdon, Cheshire, WA14 4QE
Mr. Shaun Tarbuck
Created in 1922, the International Cooperative and Mutual Insurance Federation (ICMIF) is a long established and unique global trade association representing cooperative and mutual insurers from around the world. The common bond uniting ICMIF members is that, as cooperatives or mutuals, they place the interest of policyholders/members before those of shareholders, working hard to ensure that they offer the best possible range of affordable products for their customers. ICMIF aims to promote and work with the cooperative and mutual insurance sector globally by being a leader in providing information and services to members, and representing the interests of, the global cooperative and mutual insurance sector. Working together with the members in this way underpins the Federation’s commitment to providing “a global reach for local strength”.
International Cooperative and Mutual Insurance Federation (ICMIF) – US
8400 Westpark Drive, Second Floor
McClean, VA 22102-5116
Mr. Edward L. Potter
Executive Director, ICMIF/Americas
Supporting the cooperative and mutual insurance movement, ICMIF/Americas is the Americas’ regional association of the International Cooperative and Mutual Insurance Federation (ICMIF). Together with other regional associations around the world, the ICMIF network represents 206 people-based insurers in 72 countries. In the Western Hemisphere, ICMIF/Americas represents 63 cooperative and mutual insurance organizations in 20 countries throughout North, Central and South America and the Caribbean. Collectively ICMIF/Americas members represent over 350 insurers with over US$111 billion in assets and US$41.5 billion in premium income.
International Scholarship & Tuition Services, Inc. (ISTS)
1321 Murfreesboro Road, Suite 800
Nashville, TN 37217
Mr. Eric Wilner
Vice President of Sales
International Scholarship and Tuition Services, Inc. (ISTS) is the premier provider of scholarship, grant and tuition program management services. For more than 27 years, ISTS has been the ideal full-service solution for organizations seeking a reliable partner to manage their programs. Our comprehensive portfolio of services includes application processing, applicant communication, winner selection and notification, funds disbursement, data management and program promotions. In addition to corporations, associations and foundations, we provide custom solutions for fraternal benefit societies of all sizes, including The Independent Order of Foresters and FaithLife Financial.
Johnson Lambert, LLP is North America’s largest insurance-focused CPA firm. We provide financial statement audit and tax services to more than 400 insurance entities, including fraternals, public and private property-casualty insurance companies, life insurance companies, state agencies, municipal risk pools, risk retention groups, captives and other alternative risk vehicles. For more than 25 years, the insurance industry has been our focus, distinguishing our firm as possessing a unique depth of expertise specifically relevant to our clients’ needs.
Kare360 is powered by The Karis Group’s nearly 20 years of unmatched success in helping people solve their health care problems. Providing personalized service, Kare360′s team of expert Patient Advisors work with members to assist in navigating the confusing and expensive world of healthcare. With services ranging from Medical Bill Mediation to Insurance issues or questions to Medicare assistance and Elder Care Solutions, Kare360 will help you take the hassle out of health care saving you valuable time and money. Visit Kare360.com today and learn more about this groundbreaking service.
Keane is the number one provider of unclaimed property communications, compliance and consulting services in the country. Keane provides insurance companies with a depth and breadth of services that is unmatched:
- Customized Beneficiary/Insured Location & Outreach Programs
- Comprehensive Consulting & Compliance Solutions
- Audit Assistance & Support
- Liability Assessment & Mitigation
- Annual Compliance Reporting
Keane helps clients reduce location costs or retain lost insureds while successfully navigating the complexities of unclaimed property regulations. While the challenges created by Verus/Kelmar/UPCH (p/k/a ACS) to insurance carriers are recent, resolving deceased accounts has always been the core of Keane’s business.
Leonard, Street & Deinard is a full-service law firm with 190 attorneys located in offices in Minneapolis, Mankato and St. Cloud, Minn., Bismarck, North Dakota; and Washington, D.C. The firm’s Insurance Practice Group assists fraternal benefit societies successfully handle issues faced by insurance businesses and nonprofit organizations, such as merger, acquisition and sale transactions, corporate and business organizational matters, nonprofit taxation issues, insurance and fraternal regulation, intellectual property matters and producer licensing, regulation and contracting. Many of our attorneys have previous experience working in regulatory agencies and in the insurance industry, enabling us to efficiently and effectively handle the broad range of legal challenges that insurers and fraternals face.
Life Line Screening is the nation’s leading provider of community based preventive health screenings for stroke and vascular disease. We use advanced ultrasound equipment, the same as the equipment found in hospitals, and our screenings are performed by highly trained healthcare professionals.
Members of the American Fraternal Alliance will be able to offer their membership these potentially life saving screenings at a rate not available to the general public.
Lockton Companies has become the world’s largest privately owned, independent insurance brokerage by valuing partnerships, fostering innovation, maintaining a sense of urgency, and building expertise to meet the changing demands of clients. Organizations today face threats from viruses, hackers, thieves, malicious employees and lost laptops/mobile devices. They must also deal with possible violations of state/federal privacy laws and regulations which govern the sharing of data and the corresponding notification expenses. Lockton Companies works with organizations to evaluate their specific exposures, canvass the entire insurance marketplace for a variety of options, and then helps them select the most appropriate coverages with the most cost effective price.
MRS is a service provider to the life and health underwriting industry. We provide APS retrieval, telephone interviews, point of sales interviews, outsourced underwriting, mRx searches, MIB searches, MVR searches and credit reports. We also provide the mrsPipeline, an automated underwriting workflow system offered as a Software as a Service (SaS).
Todd Martin has unmatched experience in delivering legal services to the fraternal benefit system. He has provided legal services to more than 35 societies across the country and serves as outside counsel to the American Fraternal Alliance. Todd has been a leader in fraternal governance improvement. This includes providing education through many seminars and programs such as the American Fraternal Alliance Board Institutes and online Board Boot Camp programs. He has advised more than 15 societies on updating fraternal laws and has developed a wide range of model fraternal policies and procedures. He has provided legal advice to fraternal executives, boards and conventions in a wide range of areas including regulatory compliance, licensing, fundraising, membership, and tax exemption law and has been involved with advocacy for societies and the fraternal system with regulators across the country. Todd has significant experience working on issues involving fraternal chapters/lodges and has served as parliamentarian for many fraternal conventions. He has advised on 14 fraternal mergers/consolidations to date.
When you trust the advice you’re getting, you know your next move is the right move. That’s what you can expect from McGladrey. We’re the fifth largest accounting, tax and business consulting firm in the nation and we’re focused on serving fraternal insurance companies nationwide. Understanding your industry is more than just a marketing credential at McGladrey– it’s central to our client service approach.
MIB, Inc. is the premier provider of fraud detection information for individually underwritten life, disability income, long-term care and critical illness insurance. MIB member companies rely on its Checking Service for fast, secure aggregation and exchange of data to combat applicant fraud, improve underwriting effectiveness and increase product line profitability, while ensuring fair pricing for all applicants. Membership is with MIB Group, Inc., the parent and holding company of MIB, Inc.
Miller-Newberg provides actuarial consulting services to insurance organizations including many fraternal benefit societies. Our work with fraternal benefit societies began in 1984. Miller-Newberg is a full-service actuarial firm, ready to help you with your risk management. We excel in each of the three distinct roles: the valuation actuary, financial actuary, and marketing actuary. As consultants, our focus is to advocate your interests while adhering to professional codes and standards of practice. We do so by first understanding the goals of your organization, and ultimately, by working closely with your management team to achieve those goals. We have command of what we do and are committed to serving you.
One million two hundred thousand international fraternal organizations operating since 1888.
Military families serve our country with pride, honor and quiet dedication. The National Military Family Association is the leading nonprofit organization committed to strengthening and protecting families of the men and women currently serving, retired, wounded or fallen. We provide families of the Army, Navy, Marine Corps, Air Force, Coast Guard and Commissioned Corps of the USPHS and NOAA with information, work to get them the benefits they deserve, and offer programs that improve their lives. Our 40 years of service and accomplishments have made us a trusted resource for military families and the Nation’s leaders.
Newman Long Term Care
6636 Cedar Avenue S., Suite 100
Richfield, MN 55423
Ms. Lori Gubash
Director of Sales and Business Development
For more than 20 years, we’ve been one of the nation’s premier resources for long term care insurance. We offer individual and multi-life plans from most of the industry’s top carriers. Producers can work with us through our brokerage channel or team with one of our specialists to do joint case work. Long term care insurance is All We Do! ™
Optimum Re Insurance Company
31345 River Bend, Suite 100
Dallas, TX 75247
Mr. Gary Bedwell
Vice President – Marketing
Mr. John Cook
Vice President – Marketing
2013 marks Optimum Re Insurance Company 26th year of operations in the United States.
Optimum Re Insurance Company, based in Dallas TX, has a rating of A-excellent by AM Best, and is an affiliate of the Optimum Group in Canada and provides reinsurance expertise and life insurance underwriting in the United States and Caribbean.
Optimum Re Insurance is committed to the fraternal society market as the leader in this distinct field. Recognizing the need in the industry for additional capacity and services, it has also had considerable success expanding into the larger company market place.
Optimum offers competitive pricing, full underwriting and claim services including online underwriting manuals, research and development, special risk management reporting for large cases and individual record keeping administration systems for life, ADB and Critical Illness products.
A special catastrophe coverage reinsurance product was introduced in 2008 and, in 2011, we expanded our reinsurance coverage to include Final Expense products to better serve fraternal societies. In 2012/13, we are currently working on offering Living Benefit Rider (Critical Illness/Chronic Illness) capacity for our markets.
Partnership and Fellowship play a very important role in the way Optimum Re conducts their business and we continue to strive for excellence in all aspects of our offerings.
The single focus behind any decision at Parkway Advisors is to be the best, most respected provider of services to the fraternal industry. To facilitate this focus, one of our objectives is to offer the most extensive line of insurance tailored investment services. Our complete line of investment, consulting, statutory reporting and risk and policy development services are designed around the unique and individual needs of each fraternal insurer. Building lasting relationships with our clients while helping them serve their members has been the greatest blessing to parkway. The team at Parkway understands the regulatory environment for insurance companies and how investment decisions impact surplus, income, IMR/AVR and RBC. This knowledge, combined with a detailed focus to understand each client’s entire business, is the number one reason for our historical performance success.
Pin Point has been providing software solutions to its fraternal clients since 1992. Integrated Fraternal Insurance Software (IFIS) is our admin software for insurance and annuities. IFIS is a robust and user-friendly software package that is custom-tailored to your needs. Itrack is our investment management software. Transactions can be imported directly from your online accounts. Easily export to your annual statement software for final reporting. Join the ten other fraternal insurance societies already using our software.
Prime Advisors, Inc.
22635 NE Marketplace Drive, Suite 160
Redmond, WA 98053
Mr. Patrick Tuohy
SVP, Director of Sales and Marketing
Prime Advisors® is a federally registered investment advisory firm managing fixed income bond portfolios primarily for the insurance industry. Since 1990, we have applied a disciplined approach to create customized investment strategies that link our clients’ financial goals with current capital market opportunities in an effort to either maximize their investment results or create enough yield spread for their products to be competitive.
Our deep, experienced team has the ability to develop unique client-focused solutions integrating investment strategies with the complex operations of an insurance company or fraternal benefit society. Prime is a top ranked money manager in 2010 by Insurance Asset Manager.
PSE can solve your problems! We are life/annuity actuaries, compliance specialists and custom software developers. Ask us why fraternals should look at longevity insurance! Do you need creative marketing/software tools? Let’s discuss our new mobile web-based NAIC compliant illustration system. Would you like 40+ state product approvals in 40 days or less? Our compliance team can accelerate your state filings using the Interstate Compact. Are your IT projects backlogged? We can develop supplemental administrative tools in all areas including policy issue, policyholder service, 7702 administration, variable product support or valuation. Let us customize a solution for you.
Reinsurance Group of America, Incorporated is a leader in the global life reinsurance industry with approximately $2.9 trillion of life reinsurance in force and assets of $40.2 billion. We are one of the largest life reinsurance companies in the world.
We are the only global reinsurance company to focus primarily on life and health-related reinsurance solutions.
Our core products and services include individual life reinsurance, individual living benefits reinsurance, group reinsurance, health reinsurance, financial solutions, facultative underwriting and product development. In 2012, we reviewed over 327,000 facultative applications, more than any other life reinsurer in the world.
Sage Advisory Services
5900 Southwest Parkway, Building One
Austin, TX 78735
Mr. Joshua Magden
Vice President, Insurance & Institutional Marketing
Sage Advisory Services Sage Advisory Services is an independent, employee-owned registered investment advisor with insurance roots, managing more than $11 billion in institutional bond and ETF portfolios as of October 31, 2012. We serve a wide range of onshore and offshore insurers with an intrinsic perspective on managing portfolios according to insurance regulatory requirements and a liability-driven framework. Sage can assist fraternal organizations with RBC calculations, annuity income gap analysis, asset-liability modeling and Schedule D preparation. We are a leader in the innovative use of NAIC-rated ETFs to build reserve and surplus portfolio and annuity product solutions. We are guided by a key principle – your portfolio has a purpose – not just to beat a benchmark, but to cover the underwriting risks of your insurance operation.
se2 offers a full range of end-to-end business processing solutions, hosted technology solutions and consulting services tailored for life and annuity insurance companies. se2 offers state-of-the-art insurance technology to modernize your administration tools, optimize your administration environment, lower your operating costs, and reduce overall risk. These benefits allow fraternals to use their capital to serve and grow their membership. For the first 60 of our nearly 120 years we operated as a fraternal, The Knights and Ladies of Security. Our award-winning state-of-the-art technology was developed for and is currently run by insurance professionals for open blocks, closed blocks and new products. For more information, please visit www.se2.com.
The mission of Special Olympics is to provide year-round sports training and athletic competition in a variety of Olympic-type sports for children and adults with intellectual disabilities, giving them continuing opportunities to develop physical fitness, demonstrate courage, experience joy and participate in sharing of gifts, skills and friendship with their families, other Special Olympic athletes and the community.
Steimla & Associates, Inc.
2867 Gypsum Circle
Naperville, IL 60564
Mr. Joseph Steimla
Steimla & Associates, Inc., has been providing actuarial services since 1983. The firm was founded for the purpose of providing actuarial and consulting services to fraternal benefit societies doing business in the United States and Canada.
Strohm Ballweg is a niche certified public accounting and consulting firm serving only insurance entities, including nine fraternal life insurance societies. Currently, Strohm Ballweg is ranked in the top 10 on A.M. Best’s list of top audit firms serving the insurance industry. We provide traditional services such as audits, review, compilations and tax compliance, but we also provide consulting services for insurers through our SB Solutions offerings such as investment accounting, regulatory filing assistance, litigation support and staff co-sourcing.
In addition to providing specific services to the insurance industry, we have conducted seminars and designed training programs tailored to the needs of insurance personnel and boards of directors. Our staff keeps abreast of current insurance issues through active support and membership in the American Fraternal Alliance, the Insurance Accounting and Systems Association, and the Wisconsin Insurance Accountants’ Conference. We also attend meetings of the National Association of Insurance Commissioners and actively participate in meetings of the American Fraternal Alliance.
Superior Mobile Insurance Solutions
A Division of Superior Mobile Medics
3838 Camino Del Rio W, Ste 250
San Diego, CA 92108
Mr. Leo Luther, VP Corporate Sales
Superior Mobile Insurance Solutions, a division of Superior Mobile Medics, Inc., is a nationwide health data collection company with a truly unique business model that offers customers nationwide exam coverage from our central service center. Since 1995, we have proudly offered true-home office support, personal Account Rep access, and efficient and direct communication with our network of independent contractors. At Superior, we continually strive to exceed expectations while provide solutions that ultimately improve the quality of peoples’ lives and others around them.
DISCOVER OUR DIFFERENCE
ONE TOUCH Our business model and “single touch” approach to customer management is truly unique, offering customers nationwide exam coverage from our central service center.
QUICK RESPONSE Same day response! You no longer have to deal with branch or regional offices.
Customer-Centric Solutions and service are customized, delivered and managed by a dedicated account team.
QUALITY FOCUSED We understand the importance of delivering accurate information and “in good order” exams. We perform an in-house comprehensive review on every exam.
Contact Us Today!
Sutherland’s Insurance Group, which numbers more than 125 attorneys, has more than 50 years of experience advising leaders in the business of insurance, and offers client-focused, strategic legal counsel on all types of matters for all sectors of the industry.
The USLCMBA was organized in 1891 to unite fraternally all letter carriers and other nonsupervisory employees of the Postal Career Service who are of sound bodily health and good moral character, and who are members in good standing in the NALC. To establish a fund from which to pay all normal life insurance, disability, and annuity benefits in accordance with the General Laws relating to benefit certificates, and to pay such costs of administering the USLCMBA as may be properly chargeable thereto.
An independent private partnership founded in 1928 whose sole business is investment management for institutional clients. As of March 31, 2013, assets under management totaled US$784 billion. The firm’s investment expertise spans the global equity, fixed income, currency, and commodity markets.
Wellington Management’s US$90 billion of assets under management for insurance general account clients makes the firm one of the leading insurance asset managers. The firm’s insurance group of 40 professionals works with 119 insurance company clients. With a long history of working with fraternal benefit societies, we currently share a relationship with 6 fraternals and over US$3 billion of assets through our Fraternal Investment Program.
Insurance client assets are invested using 54 of the firm’s various investment approaches involving all major asset classes. We regularly develop customized investment solutions in response to client requests and market opportunities.