AAM – Insurance Investment Management
30 W. Monroe Street, 3rd Floor
Chicago, IL 60603-2405
Colin T. Dowdall, CFA
Director of Marketing and Business Development
AAM manages approximately $16 billion in assets exclusively for insurance companies. AAM has a multi-decade track record of managing investments on behalf of Fraternal benefit societies. Services include investment grade, high yield, and commercial mortgage loan portfolio management. AAM’s expertise in insurance company operations, lines of insurance, products, liabilities, statutory and regulatory requirements, and insurance company accounting issues provides ongoing support in key areas, including investment accounting, cash flow testing, SRQ preparation, annuity pricing, and dynamic ALM. Each client relationship is customized based on the investment strategy that meets the client’s needs and enhances both the portfolio performance and bottom line results.
Accurate Data Partners
312 Greentrails Drive South
Chesterfield, MO 63017
Mr. Rick Hemphill
Certified Identity Theft Risk Management Specialist
Data protection, privacy and identity theft prevention are areas that most small businesses and individuals ignore, either because they don’t understand the risk, its likelihood of occurring, or there doesn’t seem to be any cost-effective solutions available for small to medium businesses. This is where Accurate Data Partners comes in. Our legal products and identity theft services are intended to be out-of-the-box, comprehensive solutions to help businesses meet these challenging new risks in a cost-effective, non-disruptive manner, making these areas easy to understand and respond to.
Advantus Capital Management, Inc.
400 Robert Street North
St. Paul, MN 55101
Ms. Julie Gerend
Senior VP, Institutional Accounts & Insurance Advisory
Advantus Capital Management builds long-term partnerships with our insurance clients. We tailor portfolios by applying years of practical insurance and investment expertise to the unique challenges clients face. Our investment process is founded on values similar to those of a fraternal organization – discipline, diligence and risk management – because we are committed to the long run. In addition, we have maintained a tradition of community support through philanthropy and volunteerism. Advantus is affiliated with Securian Financial Group, a longstanding life insurer. With our insurance roots, we can provide deep, seasoned insurance asset management and product expertise. We are client focused and committed to community. For more information, please visit our website at www.advantuscapital.com or contact Julie Gerend, Senior Vice President, Business Development & Client Service, at Julie.Gerend@AdvantusCapital.com or (651) 665-3845.
Allen Bailey & Associates, Inc.
8310-1 Capital of Texas Hwy North, Ste 370
Austin, TX 78731
Mr. Kirk Gravely, ASA, MAAA
Executive Vice President
firstname.lastname@example.org; email@example.com; firstname.lastname@example.org
Since 1987, the actuarial consulting firm of Allen Bailey & Associates, Inc. has specialized in helping fraternals enhance their product portfolios to attract new members. We also assist our clients with financial reporting, strategic alternatives, compliance, experience analysis, illustration software, etc. We pride ourselves on providing timely value-added services. Contact Allen Bailey (email@example.com), Kirk Gravely (firstname.lastname@example.org) or Tom Pyle (email@example.com) for more information.
Portamedic is now part of APPS! We are very excited to be combining two industry leaders in service, coverage, and technology. Together, we look forward to providing our customers with unparalleled quality, turn-around time, and responsiveness for all of their paramedical needs. To all of our customers, “Thank you for your business and support.”
Founded in 1971, Clearwater, Florida-based AmeriLife (www.AmeriLife.com) is an annuity, life and health insurance marketing group, and specializes in providing products for the senior market and is growing in the younger age markets. Representing more than 30 national insurance carriers, AmeriLife has 17 individual marketing organizations, 35 Career Agency branch locations, 650 captive agents, and works with more than 100,000 independent insurance agents across the country. AmeriLife provides turn-key product development opportunities and currently partners with several fraternal organizations.
Ameritas enters into strategic alliances with other insurance organizations in specialized circumstances through two lines of business unique to Ameritas. We have a disability income product that pays a lump sum benefit approximately 35 days after a disability. Ameritas is the only insurance company in the industry with this product and it provides a distinct and much-needed benefit to middle America – fraternals core demographic. This coverage provides a great stop gap for someone who becomes disabled and needs some cash to pay bills, short term debt, and other expenses.
The second is a Carve Out Ten Year Term product for key employees and owners of small to mid-sized companies who wish to provide a specialized Life insurance benefit to key employees with no underwriting. These are individual, portable contracts, not group contract, yet with no underwriting on the group.
In addition, in some limited circumstances, Ameritas provides traditional long term disability income insurance for other insurance carriers who cannot provide this product.
Andesa Services, Inc. provides cloud-based policy administration, plan administration and support services for life insurance and annuity carriers and distributors. Our flexible SaaS model allows insurers of all sizes to realize the benefits of a secure, modern infrastructure, fully integrated administration, reporting and illustration systems and industry-leading online enrollment and self-service tools. This results in dramatic efficiency gains, significantly reduced hardware costs, highly predictable support expenses, streamlined client service, mitigated compliance risks and speed-to-market for new products and lines. Andesa’s clients include 7 of the top 13 life insurance carriers, as well as numerous small to mid-sized insurers and distributors. Visit our website to learn more.
AQS Asset Management is an SEC registered investment advisor exclusively serving insurance companies. More than just a portfolio manager, AQS assumes an active role in the financial performance of our client.
Performance – Experience – Results
Vested in your success
Ascensus delivers a full range of comprehensive solutions for organizations seeking to achieve and maintain operational compliance and market share in the IRA, HSA, ESA, and retirement plan industry.
At Ascensus, you will find a forward-thinking company with more than 35 years of industry experience and a passion for providing comprehensive solutions and hands-on client service. Our compliance experts and thought leaders respond to regulatory changes, anticipating client and consumer needs, and developing innovative solutions.
Ascensus’ mission is to provide tailored solutions that not only compliment your business, but produce industry-leading results. From everyday basics to the most challenging issues your organization may be facing today, our solutions increase efficiencies, lower expenses, and improve the quality of your business.
askAFS Your Best Financial Health, serving the industry since 1989, can bring some of the timeliest benefits to your society members. askAFS Your Best Financial Health is currently providing benefits to millions of members through a wide variety of sponsors, including: EAPs, fraternal societies, unions and discount membership programs throughout the US and Canada.
Consider a total member Wellness Benefit that will:
- Increase value and improve retention and satisfaction
- Provide practical solutions to members’ financial, health and legal needs
- Complement other insurance and financial service products
- Provide distribution sources with a “value-added” selling point
- Affordable…preferred American Fraternal Alliance pricing
- Support your fraternal’s mission/purpose
As an independent business, askAFS Your Best Financial Health has no affiliation with any company that sells or manages financial, insurance or investment products. Contact us to improve members’ benefits and grow your society.
The Berwyn Group helps insurance companies comply with state Unclaimed Property Regulations by providing Death Master File Audits, Policyholder Verification against the death master file audit results, and Beneficiary Locator Services, utilizing our proprietary software systems and methodologies. The Berwyn Group uses the Social Security Administration’s Death Master File (DMF), in conjunction with other official government death records, to provide accurate and timely results.
BKD is a trusted, national CPA & advisory firm that understands your business and delivers the resources you need with a service style you’ll value. BKD offers insightful solutions, ideas, attention to detail, expertise and results. Our CPAs and advisors offer specialized skills and expertise, and the winning attitude, character and communication skills necessary to help clients achieve their objectives. Accounting for numbers—accurately, objectively and with integrity—is at the heart of our business. We are also professional, prepared, attentive and ready to deliver our services with PRIDE: passion, respect, integrity, discipline and excellence.
Bruce and Bruce Company
916 Sherwood Drive
Lake Bluff, IL 60044
Bruce & DePersis
1910 Cochran Road
Manor Oak Two, Suite 980
Pittsburgh, PA 15220
Mr. Edward U. DePersis
Chief Accounting/Marketing Services
Actuarial consulting firm serving fraternal benefit societies for more than sixty years. Providing product development, valuation (including asset adequacy analysis), sales illustration certification, financial services and pension services. Consulting actuaries to almost two dozen fraternal benefit societies. Client asset size: Over $1 Billion down to $3,500,000. B & B clients: 8 of the 30 largest fraternals based on assets; 16 of the 30 largest fraternals based on asset growth (4 years). We are proud of the growth and success of our clients. Our record speaks for itself.
BTC Capital Management
BTC Capital Management possesses strong expertise, knowledge, sophisticated technical skills and proven experience in providing customized investment services for insurance companies and fraternal benefit societies. BTC Capital Management utilizes a highly disciplined, fundamentally based risk-aware approach in managing all of our insurance client portfolios. Our investment approach incorporates liability-appropriate, risk-aware portfolio construction and management.
CalSurance Associates, A Division of Brown & Brown Program Insurance Services, Inc.
1500 Washington Street, #11A
Hoboken, NJ 07030
Ms. Michele Gerace
CalSurance is proud to be the endorsed broker for the American Fraternal Alliance member insurance programs, including Agents’ E&O, D&O, Employment Practices, Fiduciary, Outside Directorship and Professional Liability. We take pride in offering our clients the depth and power of our insurance knowledge while still providing the personal touch of a smaller organization.
CPS is an independent company with more than 40 years of client service to fraternal benefit societies. We offer a wide range of computer and actuarial services, including the following: actuarial valuations; annual and quarterly statement preparation; Windows-based policy administration software; NAIC compliant illustration software; Web site hosting, instant messaging and e-mail; design, installation and maintenance of local and wide area networks; hardware and software installation and upgrades.
CSG specializes in the supplemental life and health insurance markets, with more than 60 years of combined actuarial experience. CSG Actuarial is the market leader in competitive intelligence solutions for insurance carriers, brokers and agencies for Medicare Supplement, Final Expense Life, Hospital Indemnity, Critical Illness and other supplemental health products. We also work with companies on all aspects of the product life cycle, including product development, distributions solutions, reinsurance solutions and ongoing maintenance and re-rating.
Since 1987, CW Partners LLP has been providing a variety of services to the insurance industry and most recently fraternal insurance organizations. These services include audit, accounting, tax, operations consulting, legislation support and valuation, and seminars and training.
Dignity Planning (Service Corporation International)
1929 Allen Parkway
Houston, TX 77019
Mr. Christopher J. Sasso
Managing Director, Corporate Alliances
Dignity Planning is a value-added membership benefit promoting your society at no cost to your organization. We provide discounts for members at Dignity Memorial funeral and cemetery locations. We provide an accurate real time needs analysis tool for members on memorial costs. We will train your agents how to incorporate this benefit into their sales presentation, helping the sales agents understand how to use the member benefit as an annual review, cross-selling, and better persistency tool for current members. We help you with connections, relationship building and lead referrals for your next generational member.
Ed Carroll & Associates has provided a number of services for fraternal organizations involved in the marketing of life insurance, annuities and Medicare Supplements since 1998. Among these services are assistance in the development of strategic business and marketing strategies, outsourcing services and coinsurance for societies in need of reducing their operations cost and supplementing their surplus, due diligence assistance, and helping societies partner with independent marketing organizations for the purpose of marketing Medicare Supplements and other life and annuity products. In addition, the firm will assist in merger transitions as well as policy acquisition and purchase.
Everest Funeral Package, LLC
1300 Post Oak Blvd, Suite 1210
Houston, TX 77056
Mr. John Clinton
Director of Business Development – US
Director of Client Relations – Canada
Everest, The First Nationwide Funeral Planning and Concierge Service is headquartered in Houston, Texas, serving more than 25 million clients in the U.S. and Canada. Everest’s sole purpose is to provide clients and their families with the information needed to make informed decisions about all funeral-related issues and, within the client’s budget, implement those wishes with a funeral home of their choice. Everest is an independent consumer advocate providing personalized services related to one of life’s most expensive purchases. Everest is not a funeral home, does not sell funeral goods or services, nor receive any commissions from funeral homes.
Our funeral advisory services can be used at any funeral home across North America, and our professional advisors are on call 24 hours a day to help our clients make the most informed decisions about all funeral-related issues. The service is available as an enhanced benefit through individual life insurance policies such as final expense and as a member benefit for fraternal and affinity groups. Everest has also been included in group benefit – term life policies and accidental death and dismemberment policies, and services targeted for the senior market.
EXL LifePRO® offers policy administration solutions for fraternal benefit organizations. LifePRO® supports life, health and annuities on a single platform, and streamlines policy administration through features such as a flexible product rules engine, real-time customer service and extensive agent compensation support. EXL provides end-to-end servicing, including system integration, testing support, web development, application management and hosting for more than 40 clients.
FAST, which stands for “Flexible Architecture, Simplified Technology,” is a software provider focused on solving the challenges fraternal organizations and insurance companies face as they seek to modernize their systems environments or completely replace legacy systems. Our pre-built FAST Insurance Components dramatically reduce the time, cost and risk associated with major systems initiatives. These components are offered individually or as packages for: policy administration, distribution management, case management and web portals.
FI Capital is the wholly-owned investment management subsidiary of FaithLife Financial, a Canadian member of the Alliance. We manage the investment portfolios of five fraternals, including the Canadian branch of a U.S. fraternal. Our portfolio managers bring more than 60 years of experience managing insurance company assets, specifically related to asset/liability matching, product pricing and cash flow testing. We partner with clients in developing an investment strategy that both maximizes their risk-adjusted portfolio returns and optimizes regulatory capital ratios. We offer institutional clients cost-effective investment management on both a segregated and pooled fund basis. Our client’s financial strength and stability are always our first priority.
First Consulting & Administration, Inc. provides assistance for the insurance industry in achieving business strategies with a focus on compliance and regulatory issues. Since 1969, First Consulting has advised and assisted companies across the country. The primary areas of practice include product development; drafting and filing, compliance consulting; third party administrator licensing; research; advertising compliance; UCAA filings; and a full range of Enterprise Risk Management (ERM) services, including Own Risk & Solvency Assessment (ORSA) compliance tailored to insurance company needs. More information about our Co-sourcing services is available at www.firstconsulting.com.
Griffith, Balland & Company
Established in 1916, Griffith, Ballard & Company (GBC) is the oldest, continuously run actuarial consulting firm in the United States, specializing in management consulting and financial reporting for life insurance companies and fraternal benefit societies. A full-service actuarial solutions provider, GBC’s services include product development, financial statement assembly, asset adequacy/cash flow testing, actuarial appraisals, and operating results reporting/forecasting. Through its relationship with wholly-owned subsidiary Network Microdesigns Corporation, the firm also offers life and annuity sales and inforce illustration systems, as well as electronic application services. Together, our companies are strategically positioned to meet the varied needs of the life insurance and annuity provider marketplace via one integrated business-to-business relationship. Please visit our website, www.lifebase.com for regularly published articles and updates on topics important to the fraternal industry or contact us directly at firstname.lastname@example.org or email@example.com.
Guggenheim Life & Annuity Company
401 Pennsylvania Parkway, Suite 300
Indianapolis, IN 46280
Mr. Peter Wilson
Senior Vice President-Reinsurance
Guggenheim Life & Annuity Company serves individuals and institutional clients by providing a full range of services including insurance coverage, reinsurance, asset management, and capital sourcing. We deliver superior client service, objective advice, and customized solutions demonstrating an advanced appreciation for risk management. This is fostered by a business model that rewards talent, innovative ideas and, most importantly, success. We offer solutions tailored to your needs through reinsurance, management, investment expertise, and prudent counsel. The goal of Guggenheim Life and Annuity Company is to treat its clients as partners. Your success is our success.
Heidorn Consulting, Inc.
O’Hare Aerospace Center
4825 N. Scott Street, Ste. 116
Schiller Park, IL 60176-1209
Mr. Howard W. Heidorn, Jr., FCA, MAAA, ASA
Heidorn Consulting offers life/annuity actuarial consulting services and customized PC applications including IluStar™ and AdMIN ™ (PC-based home office administration) software products. In addition to providing Illustration Actuary and Valuation Actuary services, we provide product development, filing and CFT services, and we have assisted in numerous computer systems conversions. For many of our clients, we are their ‘in-house actuarial department,’ responding to day-to-day questions, assisting in valuations, etc. We also have amicable relationships with other actuarial firms that provide more specialized actuarial services. Our fees are reasonable and can be structured on a retainer basis or a fee-for-service basis.
Identity Branding, Inc./e-Relationship
3300 Battleground Avenue, Suite 250
Greensboro, NC 27410
Mr. Rick O’Reilly, CLU, ChFC, CASL, LUTCF
Vice President Market Development
The only e-Marketing System created by Agents for Agents.
Employing his 30 years as an industry leader, CEO and founder Bob Krumroy created a fully-automated connection system you can set-and-forget! Three e-mail categories build rapport with prospects and clients: e-Newsletters and Mobile e-Newsletters; Birthday and Holiday e-Cards with animation AND music; Appointment-generating Financial e-Storyboards; Annual Review e-Checklist; e-Invitations, e-Reminders, and e-Thank You Cards.
Appointment Generators provide a 2.34% average response rate! Messages are based on proven psychological triggers, and every e-mail is personalized! Your Inbox Management includes real-time text and e-mail, with phone scripts tested for success!
Watch our demo video online.
illustrate inc is a privately held company with signiﬁcant expertise in illustration and point-of- sales systems used in the insurance and ﬁnancial service sectors throughout North America. illustrate inc has grown steadily over the past 24 years by focusing on addressing industry need for efficiency, effectiveness and speed to market. Our innovative OPUS platform, featuring True Engine ArchitectureTM, continues to deliver for today’s demanding producers while meeting the technology challenges of today and tomorrow. Our full suite of offerings includes the industry’s first true Software-as-a-Service illustration model in OPUS SaaS and industry leading smartphone compatible solution OPUS Mobile.
International Cooperative and Mutual Insurance Federation (ICMIF) – UK
Denzell House, Dunham Road
Bowdon, Cheshire, WA14 4QE
+44 (161) 929-5090
Mr. Shaun Tarbuck
Created in 1922, the International Cooperative and Mutual Insurance Federation (ICMIF) is a long established and unique global trade association representing cooperative and mutual insurers from around the world. The common bond uniting ICMIF members is that, as cooperatives or mutuals, they place the interest of policyholders/members before those of shareholders, working hard to ensure that they offer the best possible range of affordable products for their customers. ICMIF aims to promote and work with the cooperative and mutual insurance sector globally by being a leader in providing information and services to members, and representing the interests of, the global cooperative and mutual insurance sector. Working together with the members in this way underpins the Federation’s commitment to providing “a global reach for local strength”.
International Cooperative and Mutual Insurance Federation (ICMIF/Americas)
8400 Westpark Drive, Second Floor
McLean, VA 22102-5116
Mr. Edward L. Potter
Executive Director, ICMIF/Americas
ICMIF represents insurance companies that use mutuality or a people-based business strategy that incorporates the principles of member ownership, democratic governance and the practice of fraternal, cooperative and mutual values (such as solidarity, equality and social responsibility). With its global headquarters in the United Kingdom and regional offices in Washington, D.C.; Tokyo, Japan; and Brussels, Belgium, today ICMIF represents 223 “people-centered” insurers in 72 countries with more than $252 billion in premium income. In the Americas region, ICMIF/Americas represents 68 cooperatives and mutual insurers in 20 countries throughout North, Central and South America and the Caribbean with more than US$23.8 billion in premium income. Collectively, ICMIF members in the Americas region represent more than 1,500 mutual and cooperative insurers.
Johnson Lambert, LLP is North America’s largest insurance-focused CPA firm. We provide financial statement audit and tax services to more than 400 insurance entities, including fraternals, public and private property-casualty insurance companies, life insurance companies, state agencies, municipal risk pools, risk retention groups, captives and other alternative risk vehicles. For more than 25 years, the insurance industry has been our focus, distinguishing our firm as possessing a unique depth of expertise specifically relevant to our clients’ needs.
Keane offers an industry-leading compliance newsletter and timely alerts that provide insights, updates, and analysis of unclaimed property regulations. If you would like Keane to share this information with you or any of your colleagues, you can register for Keanotes – our Unclaimed Property Newsletter.
Keane offers a compliance newsletter and timely alerts that provide insights, updates, and analysis of unclaimed property regulations. If you would like Keane to share this information with you or any of your colleagues, you can register for Keanotes – our Unclaimed Property Newsletter.
Please do not hesitate to contact Keane for all of your unclaimed property data management, audit defense, or beneficiary location needs! Comprised of former state unclaimed property administrators, former auditors and insurance industry professionals who can assist your organization with:
• GRA & RSA support
• Liability & risk assessments
• Audit assistance & support
• Voluntary compliance initiatives, including negotiating voluntary disclosure agreements with non-auditing states
• Beneficiary and owner location
• Fuzzy-DMF match validation
• Resource support and outsourcing options
• External and internal reporting
• Due diligence mailings
• SEC 17Ad-17 compliance
• Corporate asset recovery
Life Line Screening provides community-based preventive health screenings for stroke and vascular disease. We use advanced ultrasound equipment, the same as the equipment found in hospitals, and our screenings are performed by highly trained healthcare professionals. Members of the American Fraternal Alliance will be able to offer their membership these potentially life saving screenings at a rate not available to the general public.
Lockton Companies is the world’s largest privately owned, insurance brokerage firm. Lockton offers insurance and consultative services to businesses for their risk management, employee benefits, and retirement needs. Among their many specialties, Lockton offers a dedicated practice to help protect businesses from Cyber exposures such as viruses, hackers, errors, and malicious employees. Lockton also offers insurance solutions for possible violations of state/federal privacy laws and regulations which govern the sharing of data and the corresponding notification expenses. Lockton Companies works with organizations to evaluate their specific exposures, canvass the entire insurance marketplace for a variety of options, and then helps them select the most appropriate coverages with the most cost effective cost.
MRS is a service provider to the life and health underwriting industry. We provide APS retrieval, telephone interviews, point of sales interviews, outsourced underwriting, mRx searches, MIB searches, MVR searches and credit reports. We also provide the mrsPipeline, an automated underwriting workflow system offered as a Software as a Service (SaS).
Todd Martin has specialized experience in delivering legal services to the fraternal benefit system. He has provided legal services to more than 35 societies across the country and serves as outside counsel to the American Fraternal Alliance. Todd has been a leader in fraternal governance improvement. This includes providing education through many seminars and programs such as the American Fraternal Alliance Board Institutes and online Board Boot Camp programs. He has advised more than 15 societies on updating fraternal laws and has developed a wide range of model fraternal policies and procedures. He has provided legal advice to fraternal executives, boards and conventions in a wide range of areas including regulatory compliance, licensing, fundraising, membership, and tax exemption law and has been involved with advocacy for societies and the fraternal system with regulators across the country. Todd has significant experience working on issues involving fraternal chapters/lodges and has served as parliamentarian for many fraternal conventions. He has advised on 15 fraternal mergers/consolidations to date.
When you trust the advice you’re getting, you know your next move is the right move. That’s what you can expect from McGladrey. We’re the fifth largest accounting, tax and business consulting firm in the nation and we’re focused on serving fraternal insurance companies nationwide. Understanding your industry is more than just a marketing credential at McGladrey– it’s central to our client service approach.
MIB, Inc. provides fraud detection information for individually underwritten life, disability income, long-term care and critical illness insurance. MIB member companies rely on its Checking Service for fast, secure aggregation and exchange of data to combat applicant fraud, improve underwriting effectiveness and increase product line profitability, while ensuring fair pricing for all applicants. Membership is with MIB Group, Inc., the parent and holding company of MIB, Inc.
Miller & Newberg, Inc.
8717 West 110th St., Suite 530
Overland Park, KS 66210
Ms. Lori Newberg, FSA, MAAA
Executive Vice President, CFO
Miller-Newberg provides actuarial consulting services to insurance organizations including many fraternal benefit societies. Our work with fraternal benefit societies began in 1984, the day Miller-Newberg opened its doors.
Miller-Newberg is a full-service actuarial firm, ready to help you with your risk management. We excel in each of the three distinct roles: the valuation actuary, financial actuary, and marketing actuary. As consultants, our focus is to advocate your interests while adhering to professional codes and standards of practice. We do so by first understanding the goals of your organization, and ultimately, by working closely with your management team to achieve those goals.
We have command of what we do and are committed to serving you.
We are a content creation company, in business for 41 years. We publish magazines and digital content for associations, organizations and some of the largest corporations in the world.
Military families serve our country with pride, honor and quiet dedication. The National Military Family Association is the leading nonprofit organization committed to strengthening and protecting families of the men and women currently serving, retired, wounded or fallen. We provide families of the Army, Navy, Marine Corps, Air Force, Coast Guard and Commissioned Corps of the USPHS and NOAA with information, work to get them the benefits they deserve, and offer programs that improve their lives. Our 40 years of service and accomplishments have made us a trusted resource for military families and the Nation’s leaders.
Newman Long Term Care
6636 Cedar Avenue S., Suite 100
Richfield, MN 55423
Ms. Lori Gubash
Director of Sales and Business Development
Since 1990, we’ve focused exclusively on long term care solutions. We offer individual and multi-life plans from most of the industry’s top carriers. We offer traditional LTCI as well as linked-benefit and short term care solutions. Producers can work with us through our brokerage channel or team with one of our specialists to do joint case work. Long Term Care Insurance is All We Do! ™
Optimum Re Insurance Company
1345 River Bend, Suite 100
Dallas, TX 75247
Mr. Gary Bedwell
Vice President – Marketing and Sales, Western and Southern Regions
Mr. John Cook
Vice President – Marketing and Sales
2014 marks Optimum Re Insurance Company’s 27th year of operations in the United States. Optimum Re Insurance Company, based in Dallas, TX, has a rating of A-excellent by AM Best, and is an affiliate of the Optimum Group in Canada and provides reinsurance expertise and life insurance underwriting in the United States and the Caribbean.
Optimum Re Insurance is committed to the fraternal society market in this distinct field. Recognizing the need in the industry for additional capacity and services, it has also had considerable success expanding into the larger company market place.
Optimum offers competitive pricing, full underwriting and claim services including online underwriting manuals, research and development, special risk management reporting for large cases and individual record keeping administration systems for life, ADB and Critical Illness products. We expanded our reinsurance coverage to include Final Expense products to better serve fraternal societies and we are currently working on offering Living Benefit Rider (Critical Illness/Chronic Illness) capacity for our markets.
Partnership and Fellowship play a very important role in the way Optimum Re conducts their business and we continue to strive for excellence in all aspects of our offerings.
The single focus behind any decision at Parkway Advisors is to be the best, most respected provider of services to the fraternal industry. To facilitate this focus, one of our objectives is to offer the most extensive line of insurance tailored investment services. Our complete line of investment, consulting, statutory reporting and risk and policy development services are designed around the unique and individual needs of each fraternal insurer. Building lasting relationships with our clients while helping them serve their members has been the greatest blessing to parkway. The team at Parkway understands the regulatory environment for insurance companies and how investment decisions impact surplus, income, IMR/AVR and RBC. This knowledge, combined with a detailed focus to understand each client’s entire business, is the number one reason for our historical performance success.
Pin Point has provided software solutions to its fraternal clients for over 20 years. Our administrative software integrates all aspects of insurance, lodge and annuity management into a robust and user-friendly software package that is custom-tailored to your needs. Our investment management software allows for easy quarterly and annual statement preparation. Transactions can be imported directly from your broker monthly statements files. Easily export to your annual statement software for final reporting. Join the ten other fraternal insurance societies already using our software.
Prime Advisors, Inc.
22635 NE Marketplace Drive, Suite 160
Redmond, WA 98053
Mr. Jason Gingerich
Senior Investment Strategist
For more than 25 years, Prime Advisors, Inc.® has provided customized investment strategies and investment accounting for the insurance industry. Prime’s dedicated insurance professionals have deep roots in the fraternal system, and our innovative strategies are helping our clients to profit during the current low yield environment.
Please give us a call to see what we are doing to add significant portfolio yield and income for our clients, and to find out how this can benefit your organization and your members. Prime is a top ranked money manager in 2013 by Insurance Asset Manager.
Founded in 1995, the PSE team of actuaries, compliance professionals and software developers specializes in life and annuity product development. What sets us apart is our expertise in design, development and successful launch of innovative products that meet emerging needs and are consistent with our client’s marketing strategies. Our focus is on clients who have the strategic intent and commitment to become market leaders.
Raza Development Fund, Inc. is the largest Latino community development financial institution across the country, providing financing in the area of education, affordable housing and community clinics.
Reinsurance Group of America, Incorporated serves the global life reinsurance industry with approximately $2.9 trillion of life reinsurance in force and assets of $40.2 billion. We are one of the largest life reinsurance companies in the world.
We are the only global reinsurance company to focus primarily on life and health-related reinsurance solutions. Our core products and services include individual life reinsurance, individual living benefits reinsurance, group reinsurance, health reinsurance, financial solutions, facultative underwriting and product development. In 2012, we reviewed more than 327,000 facultative applications, more than any other life reinsurer in the world.
Rudd and Wisdom Inc., Insurance Software Division
9500 Arboretum Boulevard, Suite 200
Austin, TX 78759
Mr. Chris McCaul
QL.Admin provides life and health insurance policy administration software solutions for small to medium carriers and fraternal organizations with blocks of business less than a million policies. For companies offering traditional life, health, annuity and final expense products, QL.Admin is an affordable, easy-to-implement solution. Since 1988, and with 38 clients in the United States and the Caribbean, Rudd and Wisdom Software has a proven record of creating a reliable and intuitive policy admin system that handles all aspects of the insurance policy life cycle. Health Claims Adjudication and Reinsurance modules are also available.
Sage Advisory Services
5900 Southwest Parkway, Building One
Austin, TX 78735
Mr. Joshua Magden
Vice President, Insurance & Institutional Marketing
Sage Advisory Services is an independent, employee-owned registered investment advisor with insurance roots, managing nearly $11 billion in institutional fixed income and ETF portfolios as of October 31, 2012. We serve a wide range of onshore and offshore insurers with an intrinsic perspective on managing portfolios according to insurance regulatory requirements and a liability-driven framework. Sage can assist fraternal organizations with RBC calculations, annuity income gap analysis, asset-liability modeling and Schedule D preparation. We are a leader in the innovative use of NAIC-rated ETFs to build reserve and surplus solutions in conjunction with the core fixed income portfolios we manage for client general accounts. Additionally, we can use this expertise to help fraternal clients develop annuity product solutions. We are guided by a key principle – your portfolio has a purpose – not just to beat a benchmark, but to cover the underwriting risks of your insurance operation.
se2 offers a full range of end-to-end business processing solutions, hosted technology solutions and consulting services tailored for life and annuity insurance companies. se2 offers state-of-the-art insurance technology to modernize your administration tools, optimize your administration environment, lower your operating costs, and reduce overall risk. These benefits allow fraternals to use their capital to serve and grow their membership. For the first 60 of our nearly 120 years we operated as a fraternal, The Knights and Ladies of Security. Our award-winning state-of-the-art technology was developed for and is currently run by insurance professionals for open blocks, closed blocks and new products. For more information, please visit www.se2.com.
Security Life is a nation-wide ancillary insurance provider carrying dental, vision, life, short-term and long-term disability benefits.
The mission of Special Olympics is to provide year-round sports training and athletic competition in a variety of Olympic-type sports for children and adults with intellectual disabilities, giving them continuing opportunities to develop physical fitness, demonstrate courage, experience joy and participate in sharing of gifts, skills and friendship with their families, other Special Olympic athletes and the community.
Steimla & Associates, Inc.
2867 Gypsum Circle
Naperville, IL 60564
Mr. Joseph Steimla
Steimla & Associates, Inc., has been providing actuarial services since 1983. The firm was founded for the purpose of providing actuarial and consulting services to fraternal benefit societies doing business in the United States and Canada. In addition to actuarial services, we also focus on advising management in a progressive range of significant business decisions. Our primary goal is to establish a good working relationship with everyone involved and to foster good communication. Over the years, we have found that good communication helps us to know the client’s need and concerns. Our ultimate goal is to increase our client’s self-sufficiency and promote growth. Mr. Steimla, in addition to actuarial consulting, previously served on the President’s Private Sector Survey on Cost Control for the Federal Government commissioned by President Ronald Reagan.
Stinson Leonard Street LLP provides sophisticated transactional and litigation legal services to clients ranging from individuals and privately held enterprises to national and international public companies. As one of the 75 largest firms in the U.S., Stinson Leonard Street has more than 520 attorneys and offices in 14 cities, including Minneapolis, Mankato and St. Cloud, Minn.; Kansas City, St. Louis and Jefferson City, Mo.; Phoenix, Ariz.; Denver, Colo.; Washington, D.C.; Decatur, Ill.; Wichita and Overland Park, Kan.; Omaha, Neb.; and Bismarck, N.D.
Strohm Ballweg is a niche certified public accounting and consulting firm serving only insurance entities, including nine fraternal life insurance societies. Currently, Strohm Ballweg is ranked in the top 10 on A.M. Best’s list of top audit firms serving the insurance industry. We provide traditional services such as audits, review, compilations and tax compliance, but we also provide consulting services for insurers through our SB Solutions offerings such as investment accounting, regulatory filing assistance, litigation support and staff co-sourcing.
In addition to providing specific services to the insurance industry, we have conducted seminars and designed training programs tailored to the needs of insurance personnel and boards of directors. Our staff keeps abreast of current insurance issues through active support and membership in the American Fraternal Alliance, the Insurance Accounting and Systems Association, and the Wisconsin Insurance Accountants’ Conference. We also attend meetings of the National Association of Insurance Commissioners and actively participate in meetings of the American Fraternal Alliance.
Superior Mobile Insurance Solutions
A Division of Superior Mobile Medics
3838 Camino Del Rio N, Ste 250
San Diego, CA 92108
Mr. Leo Luther, VP Corporate Sales
Superior Mobile Insurance Solutions, a division of Superior Mobile Medics, Inc., is a nationwide health data collection company with a truly unique business model that offers customers nationwide exam coverage from our central service center. Since 1995, we have proudly offered true-home office support, personal Account Rep access, and efficient and direct communication with our network of independent contractors. At Superior, we continually strive to exceed expectations while provide solutions that ultimately improve the quality of peoples’ lives and others around them.
DISCOVER OUR DIFFERENCE
ONE TOUCH Our business model and “single touch” approach to customer management is truly unique, offering customers nationwide exam coverage from our central service center.
QUICK RESPONSE Same day response! You no longer have to deal with branch or regional offices.
Customer-Centric Solutions and service are customized, delivered and managed by a dedicated account team.
QUALITY FOCUSED We understand the importance of delivering accurate information and “in good order” exams. We perform an in-house comprehensive review on every exam.
Contact Us Today!
Sutherland’s Insurance Group, which numbers more than 125 attorneys, has more than 50 years of experience advising leaders in the business of insurance, and offers client-focused, strategic legal counsel on all types of matters for all sectors of the industry.
Unclaimed Property Recovery and Reporting provides unclaimed property compliance services, fulfilling search requirements and annual reporting obligations for more than 2,500 corporations in the U.S. and Canada. UPRR offers members of the American Fraternal Alliance customized, low-cost solutions to comply with new Social Security Death Master File search rules, beneficiary location and outreach, and state unclaimed property filings. Our advanced technology and unique methodology ensures the preservation of valuable member relationships as well as a dramatic reduction in amounts eligible for escheat. Combined with an executive staff with unique legal and industry expertise, UPRR can help you reduce risk and the potential liability associated with unclaimed assets.
The USLCMBA was organized in 1891 to unite fraternally all letter carriers and other nonsupervisory employees of the Postal Career Service who are of sound bodily health and good moral character, and who are members in good standing in the NALC. To establish a fund from which to pay all normal life insurance, disability, and annuity benefits in accordance with the General Laws relating to benefit certificates, and to pay such costs of administering the USLCMBA as may be properly chargeable thereto.
An independent private partnership, founded in 1928, whose sole business is investment management for institutional clients. As of March 31, 2014, assets under management totaled US$869 billion. The firm’s investment expertise spans the global equity, fixed income, currency, and alternatives markets.
Wellington Management has US$92 billion of assets under management for insurance general account clients. The firm’s insurance group of 40 professionals works with 116 insurance company clients. With a long history of working with fraternal benefit societies, we currently share a relationship with 6 fraternals and over US$3 billion of assets through our Fraternal Investment Program.
Insurance client assets are invested using 54 of the firm’s various investment approaches involving all major asset classes. We regularly develop customized investment solutions in response to client requests and market opportunities.